A typical inpatient drug rehab program can cost on average between $15,000 – 30,000 per month. Many are not able to afford this type of expense. Without good Blue Cross health insurance they are forced to either private pay or find more limited treatment options that accept Medicare, Medicaid or state aid.
Unfortunately, HMO policies typically limit treatment to detox only and then intensive outpatient therapy (IOP). A good Blue Cross PPO policy approves coverage to some of the best inpatient drug rehab programs for more intensive treatment and higher results.
Non 12 step programs are non-faith and non-religious in nature. Some doctors call this inpatient treatment “science based” rehabilitation due to the fact that it addresses the underlying issues with cognitive therapy, other one-on-one counseling and education to assist the person in changing their mind and behavior patterns.
With years of experience, let us help you quickly understand various options that will best suit your needs or that of your family.
Issues like location and availability of the best inpatient drug and alcohol rehab; the approved Blue Cross network; costs and success rates; length of stay for various top rated inpatient drug treatment options – these questions and others can be discussed in confidence at no cost.
Let us help you get the best inpatient drug rehab treatment possible with Blue Cross coverage so that you can move past addiction and back to living.
Unfortunately, most insurance only covers approximately 30 days of treatment. Some individuals, due to the type and specifics of the addiction or just personal preference, desire to stay in rehab for a longer period. In those cases, they would need to pay for the extra time out-of-pocket.
It is always a good idea to check to see what portion, if any, your insurance will cover for substance abuse treatment. If your policy will not fully cover all the costs, you could ask the program if they allow payment installments; or there is the option of medical necessity loan options.
You want to find a program that your insurance will cover AND is effective. Unfortunately, it is complicated which insurance coverage is accepted at what recovery center for what specific treatment protocols. The easiest way to know if you have coverage is to speak with one of our counselors. Besides being able to tell you more about what type of programs to consider, they will be able to compare your insurance coverage against each center’s acceptance.
Some might suggest, “Any treatment is better than no treatment.” Even though this is well intended, it is not true. Long-term studies show that those who relapse after treatment are far less likely to return to rehab in the future. This only emphasizes the fact that it is important to find a program that has proven to be successful. Do it right the first time.